> For the complete documentation index, see [llms.txt](https://czrex.gitbook.io/czrex-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://czrex.gitbook.io/czrex-docs/czr-earn.md). # CZR Earn CZR Earn allows eligible users to earn rewards on supported digital assets directly through the CZR Exchange platform. Users can subscribe to available earning products, monitor accrued rewards, and redeem assets according to each product’s terms. Available assets, estimated annual percentage yields, subscription limits, earning periods, and redemption conditions may change based on market conditions and regional eligibility. ### 1. How CZR Earn Works Users allocate supported digital assets to an available CZR Earn product. Rewards accrue according to the rate, calculation method, and distribution schedule displayed on the product page. Each product may have different: * Supported assets * Estimated annual percentage yield * Minimum and maximum subscription amounts * Subscription availability * Earning period * Reward calculation method * Distribution schedule * Redemption conditions * Risk profile Users should review all product information before subscribing. ### 2. Accessing CZR Earn To view available earning products: 1. Sign in to your CZR account. 2. Open **CZR Earn**. 3. Review the available assets and estimated yields. 4. Select a product to view its complete terms. 5. Confirm that you have sufficient funds in the required account. Access CZR Earn at [www.czrex.com/en\_US/freeStaking](https://www.czrex.com/en_US/freeStaking). ### 3. Subscribing to CZR Earn To subscribe: 1. Select a supported asset. 2. Review the estimated yield and product type. 3. Check the minimum and maximum subscription limits. 4. Review the earning and redemption conditions. 5. Enter the amount you want to subscribe. 6. Read and accept the applicable product terms. 7. Confirm the subscription. The subscribed amount will be transferred from the applicable CZR account balance into the selected Earn product. ### 4. Estimated Annual Percentage Yield The estimated annual percentage yield represents the projected annualized reward rate for a product. It does not necessarily represent the actual return a user will receive. Unless expressly stated otherwise, displayed yields: * Are estimates rather than guaranteed returns * May change according to market conditions * May be affected by the subscription period * May vary based on product availability * Do not include changes in the market value of the deposited asset A digital asset can decline in value even while generating rewards. ### 5. Reward Calculations Rewards may be calculated using factors such as: * Subscribed asset amount * Applicable reward rate * Subscription start time * Number of eligible earning days * Product duration * Redemption timing * Applicable product rules The specific calculation method and distribution schedule should be reviewed on the confirmation screen before subscribing. ### 6. Reward Distribution Depending on the selected product, rewards may be: * Accrued daily * Distributed periodically * Paid at the end of a fixed term * Automatically added to the product balance * Credited to the user’s CZR account Distribution times may be affected by processing schedules, blockchain conditions, product availability, or platform maintenance. ### 7. Flexible Earn Flexible Earn products are designed to provide greater access to subscribed assets. Where available, users may request redemption without waiting for a fixed maturity date. Flexible product rates may change, and redemptions may be subject to: * Processing periods * Daily redemption limits * Available liquidity * Reward adjustments * Product-specific restrictions Flexible does not mean risk-free or guaranteed to be instantly available. ### 8. Fixed-Term Earn Fixed-term products require assets to remain subscribed for a specified period. Fixed-term products may offer different estimated rates in exchange for reduced access to assets during the term. Early redemption may be unavailable or may result in reduced or forfeited rewards. Users should not subscribe assets they may need before the product’s maturity date. ### 9. Redeeming Assets To request redemption: 1. Open **CZR Earn**. 2. Select **My Earn** or the applicable position. 3. Choose **Redeem**. 4. Review the expected processing time and reward impact. 5. Enter the redemption amount. 6. Confirm the request. After processing, eligible assets and rewards will be credited to the applicable CZR account. ### 10. Auto-Subscription Where supported, auto-subscription may automatically transfer eligible available balances into a selected Earn product. Users should review: * Which account balance is used * When automatic transfers occur * Product subscription limits * Whether rates can change * How to disable the feature * Redemption requirements Enabling auto-subscription does not guarantee continued product availability or a fixed rate. ### 11. Product Availability CZR may add, modify, suspend, or discontinue an Earn product based on: * Market conditions * Available capacity * Liquidity requirements * Network conditions * Counterparty or protocol risk * Security considerations * Legal or regulatory requirements Certain products may not be available to all users or in every jurisdiction. ### 12. CZR Earn Risks CZR Earn products may involve: * Digital asset price volatility * Liquidity and redemption risk * Counterparty risk * Smart-contract and protocol risk * Validator or staking risk * Stablecoin depegging risk * Network failures or congestion * Operational and cybersecurity risk * Legal and regulatory changes The value of rewards may decline, and users may lose some or all of the assets allocated to a product depending on its structure and associated risks. ### Important CZR Earn Notice Displayed reward rates are estimates unless explicitly stated otherwise and may change at any time. CZR Earn is not a traditional bank account, and digital assets may not receive the protections associated with regulated bank deposits. Users should review each product’s terms, redemption conditions, and risk disclosures before subscribing.