> For the complete documentation index, see [llms.txt](https://czrex.gitbook.io/czrex-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://czrex.gitbook.io/czrex-docs/czr-card.md). # CZR Card > **Coming Soon:** The CZR Card is currently under development and testing. Availability, fees, benefits, eligibility, and supported regions will be announced through official CZR channels. The CZR Card is being developed to connect eligible users’ digital assets with everyday payments. The goal is to provide a secure and convenient way to spend supported balances while accessing benefits across the CZR Exchange ecosystem. Final card features are subject to product testing, partner approval, legal requirements, and regional availability. ### CZR Card Overview The CZR Card is intended to provide eligible users with access to features such as: * Spending supported digital asset balances * Automatic conversion at the time of purchase * Virtual and physical card options * Online and in-store payments * Contactless payments * Mobile-wallet integration * Transaction controls * Spending notifications * CZR VIP benefits * $CZR-based rewards * Partner offers and promotions Features may vary by country, card type, account status, and card-program partner. ### How the CZR Card Works When an eligible purchase is completed, the required amount may be deducted from the user’s selected CZR balance and converted into the applicable payment currency. The final transaction amount may include: * Digital asset conversion * Applicable exchange rate * Conversion spread * Card-program fees * Network or merchant charges * Foreign-exchange fees * Taxes or third-party charges Users will be able to review completed card activity through the applicable CZR Card dashboard. ### Virtual Card Where available, eligible users may receive a virtual CZR Card for supported online and mobile payments. A virtual card may provide: * Card number * Expiration date * Security code * Online payment access * Transaction notifications * Card freezing and unfreezing * Spending controls * Mobile-wallet compatibility Virtual card availability may depend on identity verification, jurisdiction, and partner approval. ### Physical Card Eligible users may be able to request a physical CZR Card. The physical card may support: * In-store purchases * Contactless payments * Chip transactions * Supported ATM access * International payments * Mobile-wallet integration * Card security controls Issuance, delivery times, replacement fees, and supported locations will depend on the final card program. ### Eligibility CZR Card eligibility may depend on: * Supported country or region * CZR account status * Identity verification * Age requirements * Residential address * Account standing * Compliance review * Card-program partner approval * Applicable product restrictions Completing identity verification does not guarantee card approval. ### Applying for a CZR Card When applications become available, the process may include: 1. Signing in to CZR Exchange. 2. Opening **CZR Card**. 3. Confirming regional eligibility. 4. Completing the required identity verification. 5. Providing a valid delivery address where applicable. 6. Reviewing the Cardholder Agreement and fee schedule. 7. Selecting an available card type. 8. Submitting the application. 9. Waiting for approval. 10. Activating the card after issuance. The final application process will be displayed through the CZR platform. ### Supported Assets The CZR Card may allow eligible users to select supported digital assets or account balances for card spending. Supported assets may include selected: * Stablecoins * Major digital assets * Fiat balances * CZR account balances * $CZR ecosystem rewards The final supported-asset list will be available through the CZR Card dashboard. CZR may add, suspend, or remove supported assets based on liquidity, market conditions, partner requirements, security, or legal considerations. ### Digital Asset Conversion If a card purchase is funded with digital assets, CZR or its approved partner may convert the selected asset into the required payment currency. The final conversion rate may depend on: * Current market price * Available liquidity * Conversion spread * Transaction size * Payment currency * Market volatility * Card-program fees The value of digital assets may change between card authorization and final settlement. ### CZR Card Fees Card-related fees may include: * Card issuance fee * Physical card delivery fee * Card replacement fee * Digital asset conversion fee * Foreign-exchange fee * ATM withdrawal fee * Inactivity fee * Declined transaction fee * Card-program or third-party charges The complete fee schedule will be published before the CZR Card becomes available. Users should review the applicable fee before completing a card transaction. ### Spending and Withdrawal Limits Limits may apply to: * Individual purchases * Daily spending * Monthly spending * ATM withdrawals * Contactless transactions * Online purchases * International transactions Limits may depend on identity-verification status, account history, jurisdiction, card tier, VIP level, and compliance requirements. ### $CZR Token Benefits Eligible $CZR holders may receive CZR Card benefits based on their holdings, VIP level, or participation in designated programs. Potential benefits may include: * Card rewards * Cashback * Reduced card-related fees * Enhanced spending limits * Exclusive card tiers * Partner benefits * Priority card access * Promotional campaigns Holding $CZR does not automatically guarantee card approval or access to every benefit. Final requirements and benefits will be announced through official CZR channels. ### Cashback and Rewards Eligible card transactions may earn rewards according to the applicable campaign or card tier. Rewards may depend on: * Card tier * $CZR holdings * CZR VIP level * Transaction type * Eligible merchant * Spending amount * Regional availability * Promotional period Certain transactions may be excluded, including: * Cash withdrawals * Cash-equivalent transactions * Reversed or refunded purchases * Prohibited transactions * Fees * Abusive or artificial activity * Transactions excluded by the card-program partner Rewards may be subject to limits, expiry dates, and distribution schedules. ### Mobile Wallet Integration Where supported, users may be able to add the CZR Card to compatible mobile-wallet services. Availability may depend on: * Card-program partner * Device * Operating system * Country or region * Mobile-wallet provider * Card type Mobile-wallet providers may apply separate terms and eligibility requirements. ### Card Security CZR Card security features may include: * Card freezing and unfreezing * Spending limits * Transaction notifications * Merchant controls * Online-payment controls * Contactless-payment controls * Device verification * Identity verification * Fraud monitoring * Card replacement Users should freeze their cards immediately if they are lost, stolen, or used without authorization. ### Lost or Stolen Cards If a physical card is lost or stolen: 1. Open the CZR Card dashboard. 2. Freeze the card immediately. 3. Review recent transactions. 4. Report unauthorized activity. 5. Contact CZR Support. 6. Request a replacement card where available. Freezing a card may not stop transactions already authorized or processed offline. ### Unauthorized Transactions Users should report an unauthorized card transaction as soon as possible. A report should include: * CZR account UID * Transaction date * Transaction amount * Merchant name * Card type * Relevant screenshots * Description of the suspected unauthorized activity Dispute rights, deadlines, and investigation procedures will be governed by the applicable Cardholder Agreement and card-program rules. ### Refunds and Reversals Merchant refunds may take time to appear in the CZR account. The amount returned may differ from the original digital asset amount because of: * Exchange-rate changes * Conversion timing * Merchant adjustments * Card-program processing * Applicable fees Users should retain receipts and merchant communications until a refund is completed. ### Prohibited Use The CZR Card must not be used for: * Illegal transactions * Fraud * Money laundering * Sanctions evasion * Unauthorized cash-equivalent activity * Account sharing * Transactions prohibited by the card network * Activity violating the CZR User Agreement * Attempts to exploit rewards or promotions CZR or its card-program partner may decline transactions, restrict the card, or suspend access when prohibited or unusual activity is detected. ### Regional Availability The CZR Card will not be available in every country or region at launch. Availability will depend on: * Card-program partnerships * Licensing and regulatory requirements * Payment-network support * Currency support * Identity-verification capabilities * Product readiness Users must not use false information, third parties, or technical methods to bypass regional restrictions. ### Closing or Suspending a Card CZR or its card-program partner may suspend or close a card because of: * Security concerns * Unauthorized activity * Compliance requirements * Cardholder Agreement violations * Account restrictions * Regional changes * Program termination * Extended inactivity * Product or partner changes Users may also be able to close their cards through the CZR Card dashboard or official support process. ### Contact CZR Support CZR provides **24/7 customer support** through dedicated support agents. For CZR Card assistance, create a ticket through the official CZR Discord: CZR Support will never request your password, two-factor authentication code, private key, seed phrase, complete card PIN, or payment to a personal wallet. ### Important CZR Card Notice The CZR Card is currently under development and testing. The features described on this page represent the intended product structure and may change before launch. The CZR Card is not currently available in every jurisdiction. Card issuance, approval, fees, limits, rewards, supported assets, and benefits will be governed by the final Cardholder Agreement and applicable partner terms. Digital assets are volatile. The value of assets used for card spending may change before conversion or settlement. Users should review all applicable rates and fees before completing a transaction.